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Boise Idaho (PRWEB) January 09, 2013

LifeSource Direct, a direct to consumer term life insurance company, announced today an improved and updated version of its popular online term life insurance quotes tool for medical and no medical insurance issue. In time for the upcoming tax and financial planning season (January to April), the improved interface and additional life insurance underwriters allow users to get real time term life insurance quotes with options for no medical exam underwriting or medical based underwriting.

Being able to budget and plan for a variety of term life insurance options in real time without having to go through lengthy phone interviews, emails or other means to get quotes was the design goals of the new improvements. Internet users can visit the LifeSource Direct home page for term life insurance quotes or go directly to the no medical term life insurance quotes page. With basic profile information, the user can work on pricing options ranging from 10 to 30 year terms, and coverage amounts of $ 50,000 to $ 5 million for medical exam insurance and $ 50,000 to $ 350,000 for no medical exam insurance*.

Providing real time quotes allows the home and business financial planner to upgrade their term life insurance portfolio to meet the ongoing changes in life. These insurance changes might include expenditure reductions or increases due to budget or income changes, marriage, the birth of a child, addiditon of key man insurance to protect business assets, or planning for a dependant in the event of the loss of an income provider. As the economy continues in flux due to fiscal cliff concerns, or Europe?s financial recovery, the improved term insurance quote tool from LifeSource Direct allows individuals to stay informed about their insurance costs and coverage options.

In addition, LifeSource Direct has made application changes to streamline the no medical term life insurance delivery process. As no medical insurance does not require a medical exam to issue a term life insurance policy, the application process can now be completed online through a confidential application and questionnaire. The result is that no medical term life insurance can be issued in less the twenty-four hours with a credit card, giving buyers immediate policies without having to wait weeks.

About LifeSource Direct

LifeSource Direct (http://lifesourcedirect.com) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, Banner Life, Metlife, Lincoln, Nacolah, Transamerica, ING, and Genworth Financial. LifeSource Direct works with thousands of people every year to help find them the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products that can benefit the consumer.

No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued. If declined, an accidental death benefit policy may be available.

Kansas City, MO (PRWEB) September 20, 2012

Missouri.InsuranceQuotesUSA.com now provides a State-wide service coverage on car insurance for drivers in Missouri. The company has partnered with more than 85 insurance companies and independent brokers in Missouri. More than 35 individuals a day from Missouri use Missouri.InsuranceQuotesUSA.com to find, compare, and save money on car insurance quotes.

“We are very glad and excited seeing our services making a positive impact to the society,” said Eric, Senior Advisor of Missouri.InsuranceQuotesUSA.com. “One individual has managed to save well over $ 828 on a new policy with identical coverage.”

Drivers in Missouri can save more with Missouri.InsuranceQuotesUSA.com. USA Census (source: census.gov) reports an average cost of $ 1,571.51 a year on car insurance. “Our data reports an average cost of $ 1,489.26 a year on car insurance,” Eric added. “That is $ 82.25 lower than the nation-wide average.”

It is required by law for drivers to have at least third party liability coverage before they are permitted to drive on the road in Missouri. Drivers in Missouri need car insurance. The State of Missouri has an average vehicle theft rate of 268 per every 100,000 vehicles and an average car accident fatality rate of as high as 1.27%. (source: census.gov) “Let us help you find the best coverage at the lowest cost,” said Eric.

How does Missouri.InsuranceQuotesUSA.com work? When a zip code is entered, the system automatically determines the location of the zip code, connects with insurance providers in the specific area, and then displays quotes from multiple companies on the screen. The entire process completes in a matter of seconds.

In addition to car insurance, Missouri.InsuranceQuotesUSA.com also provides home, health, life, business, and travel insurance quotes. Compare and save money on insurance quotes today!

New York, NY (PRWEB) July 27, 2012

InsuranceQuotesUSA.com, part of the Insurance Quotes USA Finance network, is an all-in-one stop for news, tips, and quotes on car insurance. From current statistics, the company reveals the average car insurance quotes by age. “Consumers will get the best auto insurance rates from most companies if they are between the ages of 40 and 60,” said Eric, Senior Advisor of InsuranceQuotesUSA.com. “Your spouse, house, and financial responsibilities all play an important factor on your car insurance premium. Drivers between the ages of 40 and 60 usually have already settled down with a family and drive responsibly.”

“We hope by releasing the information would help consumers understand more about how car insurance premium is determined and know what to expect when obtaining quotes,” said Eric.

From recent studies and months of system statistics to date, the company reveals the following average car insurance quotes by page:

Age – Average Rate

16 – $ 4,033

17 – $ 3,612

18 – $ 3,211

19 – $ 2,523

20 – $ 2,392

21 – $ 2,100

22 – $ 2,002

23 – $ 1,899

24 – $ 1,768

25 to 29 – $ 1,567

30 to 34 – $ 1,510

35 to 39 – $ 1,492

40 to 44 – $ 1,401

45 to 49 – $ 1,332

50 to 54 – $ 1,250

55 to 59 – $ 1,193

60 to 64 – $ 1,163

65 to 69 – $ 1,143

70 to74 – $ 1,169

75 to 79 – $ 1,242

80 to 84 – $ 1,410

85 to 89 – $ 1,490

90 to 94 – $ 1,723

95 plus – $ 2,231

“After speaking with several insurance companies, they have told us one common fact – that younger drivers tend to take more risks,” said Eric. Statistics show of all the licensed drivers in the United States, drivers with the age 24 and under accounted for less than 13% of the total licensed drivers but were involved in 21% of fatal crashes and 27% of all accidents.

“Although the age factor has a significant impact to car insurance premium, there are several things consumers can do to save more on car insurance, such as taking a defensive driving course for additional 10% discount,” Eric added.

InsuranceQuotesUSA.com offers a fast, secure, and easy to use platform which allows consumers to compare quotes from multiple companies at the same time. “Consumers can compare and save more than $ 800 on car insurance with us,” Eric continued. “We had one individual who managed to save over $ 828 on a new policy with similar coverage.”

About the Insurance Quotes USA Network

The Insurance Quotes USA (IQUSA) network currently has 4 web properties within the network – InsuranceQuotesUSA.com, AffordableInsurancePlans.com, InsuranceCalculator.net, and PropertyInsuranceCoverage.com. Each website serves a unique purpose for consumers in the United States. With the company’s I.Q.U.S.A. service model – Instant insurance quotes, Quotes from multiple companies, Unbeatable coverage types, Smooth user experience, and Affordable policy rates – the company aims to build a strong online presence in the insurance industry through new domain acquisitions and development. In addition to car insurance, the IQUSA network also provides home, health, life, business, and travel insurance quotes.

How does InsuranceQuotesUSA.com work? When a zip code is entered, the system automatically determines the location of the zip code, connects with insurance providers in the specific area, and then displays quotes from multiple companies on the screen. The entire process completes in a matter of seconds. Compare and save money on affordable insurance plans today.